:root{--navy:#061E35;--navy2:#0B1929;--gold:#C4963A;--pale:#F2D99B;--ink:#1c2530;--muted:#667085;--bg:#f7f8fa;--white:#fff;--line:#e8e5dc}*{box-sizing:border-box}body{margin:0;font-family:Aptos,Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}.topbar{background:var(--navy);color:white;padding:18px 0;border-bottom:4px solid var(--gold)}.wrap{max-width:1120px;margin:0 auto;padding:0 24px}.nav{display:flex;gap:24px;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;font-weight:700;letter-spacing:.08em}.brand img{height:36px;width:auto}.navlinks{display:flex;gap:18px;flex-wrap:wrap}.navlinks a{color:white;font-size:14px}.hero{background:linear-gradient(135deg,var(--navy),#112f4e);color:white;padding:78px 0 70px}.eyebrow{color:var(--pale);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px}.hero h1{font-family:Georgia,serif;font-size:44px;line-height:1.1;margin:16px 0 18px;max-width:940px}.hero p{font-size:19px;max-width:850px;color:#e8edf3}.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-block;padding:12px 18px;border-radius:4px;font-weight:700;border:1px solid var(--gold)}.btn.primary{background:var(--gold);color:var(--navy)}.btn.secondary{color:white}.section{padding:62px 0}.section.alt{background:var(--bg)}h2{font-family:Georgia,serif;font-size:32px;color:var(--navy);line-height:1.15;margin:0 0 16px}h3{font-family:Georgia,serif;font-size:22px;color:var(--navy);margin:28px 0 8px}.lead{font-size:18px;color:#344054;max-width:850px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:white;border:1px solid var(--line);border-top:4px solid var(--gold);padding:22px;border-radius:6px;box-shadow:0 8px 24px rgba(6,30,53,.05)}.card h3{margin-top:0}.muted{color:var(--muted)}.stat{font-family:Georgia,serif;font-size:30px;color:var(--gold);font-weight:bold}.article{max-width:850px}.article h1{font-family:Georgia,serif;color:var(--navy);font-size:42px;line-height:1.12}.article h2{font-size:26px;margin-top:36px}.article .summary{font-size:19px;color:#344054;border-left:4px solid var(--gold);padding-left:18px}.takeaway{background:#fff9ec;border:1px solid #ead9ad;padding:18px;border-radius:6px;margin:28px 0}.footer{background:var(--navy);color:#d7dde5;padding:36px 0;font-size:14px}.footer a{color:#f3d58d}.small{font-size:13px}.pill{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:5px 10px;margin:4px 4px 4px 0;background:#fff}.notice{background:#f8fbff;border-left:4px solid var(--gold);padding:16px;margin:18px 0}.list-clean{padding-left:20px}@media(max-width:820px){.grid,.grid.two{grid-template-columns:1fr}.hero h1{font-size:34px}.nav{align-items:flex-start;flex-direction:column}.hero{padding:54px 0}.section{padding:44px 0}}


/* Article cover image updates v1.1/v1.3 */
.hero-cover{margin:28px 0 10px}
.hero-cover img{display:block;width:100%;height:auto;border-radius:10px;border:1px solid var(--line);box-shadow:0 12px 30px rgba(6,30,53,.14)}
.hero-cover figcaption{font-size:13px;color:var(--muted);margin-top:8px}
.card-thumb{display:block;margin:-22px -22px 16px;border-radius:6px 6px 0 0;overflow:hidden;border-bottom:1px solid var(--line);background:#0b1929}
.card-thumb img{display:block;width:100%;height:auto}
.article-card,.card{overflow:hidden}
.article-card .eyebrow,.card .eyebrow{margin-top:2px}


/* v1.7 Vistara rich visual standard for secondary pages */
:root{--navy:#0B1929;--navy2:#112236;--gold:#C4963A;--pale:#F0DBA8;--ink:#1C2B3A;--muted:#667085;--bg:#F7F5F0;--white:#fff;--line:rgba(196,150,58,.18);}
body{background:var(--bg);color:var(--ink);}
.topbar{background:var(--navy);border-bottom:1px solid rgba(196,150,58,.35);}
.brand{color:var(--white);}
.brand img{height:42px;}
.hero,.article-hero{background:linear-gradient(135deg,var(--navy),#112236);color:var(--white);border-bottom:1px solid rgba(196,150,58,.24);}
.hero h1,.article-hero h1{font-family:Georgia,serif;color:var(--white);font-weight:400;letter-spacing:-.01em;}
.hero p,.article-hero p{color:#d7dde5;}
.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.18em;}
.section{background:var(--bg);}
.section.alt{background:#fff;}
.article{background:#fff;border:1px solid rgba(28,43,58,.08);padding:42px 48px;box-shadow:0 14px 34px rgba(11,25,41,.06);}
.article h1,.article h2,.article h3,h2,h3{color:var(--navy);}
.article h2::after,h2::after{content:'';display:block;width:48px;height:2px;background:var(--gold);margin-top:12px;}
.card,.article-card,.trr .card,.grid-card{border:1px solid var(--line);border-top:4px solid var(--gold);box-shadow:0 10px 28px rgba(11,25,41,.06);}
.notice,.takeaway,.thesis,.lens{background:#fff9ec;border-color:rgba(196,150,58,.30);}
.btn.primary{background:var(--gold);color:var(--navy);border-color:var(--gold);}
.btn.secondary{color:var(--white);border-color:rgba(196,150,58,.65);}
.footer{background:var(--navy);border-top:1px solid rgba(196,150,58,.24);}
.hero-cover img{border-radius:0;border:1px solid rgba(196,150,58,.24);box-shadow:0 14px 36px rgba(11,25,41,.16);}
.compliance{background:#fff;border-top:1px solid rgba(28,43,58,.08);}
@media(max-width:850px){.article{padding:30px 24px;}}